Saving is a stage on the way to investing.

Investment Trusts

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THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

SOME FUNDS WILL CARRY GREATER RISKS IN RETURN FOR HIGHER POTENTIAL REWARDS. INVESTMENT IN SMALLER COMPANY FUNDS CAN INVOLVE GREATER RISK THAN IS CUSTOMARILY ASSOCIATED WITH FUNDS INVESTING IN LARGER, MORE ESTABLISHED COMPANIES. ABOVE AVERAGE PRICE MOVEMENTS CAN BE EXPECTED AND THE VALUE OF THESE FUNDS MAY CHANGE SUDDENLY.

SHARES IN SMALLER COMPANIES AND EMERGING MARKETS ARE GENERALLY TRADED LESS FREQUENTLY THAN THOSE IN LARGER COMPANIES AND ESTABLISHED MARKETS. THIS MEANS THAT THERE MAY BE DIFFICULTY IN BOTH BUYING AND SELLING SHARES AND INDIVIDUAL SHARE PRICES MAY BE SUBJECT TO SHORT-TERM PRICE FLUCTUATIONS.

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